Who this loan is for?
This loan is intended for members who own land and are looking to process or acquire official land titles. It’s suitable for individuals who want to secure land tenure, access future land-based loans, or formalize ownership for legal and development purposes.
- Kyaapa Loan (Land Title Processing)
Loan Details
Required Documents
- Valid National ID of the applicant
- Completed loan application form
- 2 guarantors with valid IDs
- One passport photo of the applicant and next of kin
- Proof of land ownership or related documentation
Additional Charges
- 0.7% loan insurance
- 2% loan commission
- 1% loan monitoring/appraisal fee
- UGX 15,000 stationery charge
- UGX 15,000 stamp duty (for loans above UGX 3 million)
Why Choose This Loan
- Helps formalize land ownership for security and development
- Loan is accessible even alongside another running loan
- Supports future access to land-secured credit
- Reasonable interest and manageable repayment plan
- Loan Features
Loan Amount
Members can access between UGX 2,400,000 and UGX 2,700,000 per land title processed.
Repayment Period
The loan can be repaid over a period of up to 18 months, making it manageable for borrowers with moderate income.
Interest Rate
Interest is charged at 33.6% per annum on a declining balance basis.
Application Flexibility
The Kyaapa Loan can be accessed even if a member already has another loan running, making it a good option for borrowers who urgently need to process land documents.
Ready to Apply?
Visit your nearest branch or call 0782378716 to speak to a loan officer.
You can also email us at rwanyamahembesacco@yahoo.com.
