Voluntary Savings Account

Save on your terms, grow at your pace.

The Voluntary Savings Account is designed to offer flexibility for adults aged 18 to 59, making it easy to save and withdraw without strict schedules. It’s the perfect solution for those who want to grow their savings on their own terms.
Account Features
  • Members can deposit any amount, at any time, with no required frequency.
  • Withdrawals are permitted whenever needed, giving users full access to their funds.
  • There are no minimum balance requirements.
  • Free over-the-counter transactions are provided at all branches.
Benefits
  • Full flexibility for saving and withdrawing
  • No commitment to fixed monthly deposits
  • Great for freelancers, seasonal workers, and daily earners
  • Eligible for loan access when minimum savings history is built
Required Documents
  • Valid National ID
  • One passport-size photo
  • Filled account opening form
  • Next of kin details
Fees
  • No monthly maintenance fees
  • No transaction fees for over-the-counter withdrawals

How to Open This Account

Visit your nearest Rwanyamahembe SACCO branch with your ID and passport photo. Fill out a simple application form and start saving right away.

Alternative Banking Channels

We believe that savings are the cornerstone of financial success. Our savings accounts empower you to take control of your financial future, plan for important milestones, and secure your family’s well-being. Here are some of the alternative banking channels

Mobile Banking

TO TRANSACT USING MOBILE MONEY

If you would prefer a custom saving account with personal preferences